Truthfulness: I certify that all information, claims, and events detailed in my submission are accurate, truthful, and based on my own first-hand experience. I understand that intentionally submitting false information may expose me to legal liability.
License to Edit & Publish: I grant Patients Over Policies a perpetual, irrevocable, worldwide, royalty-free license to publish, share, and distribute my submission, and to edit it for grammar, clarity, formatting, length, accessibility, and privacy protection — including removing corporate names, provider names, and other identifying information — without altering the fundamental meaning of my experience. I retain ownership of my original submission. I may request correction or removal of my published story at any time by contacting [email protected].
Third-Party Privacy: I certify that my submission does not violate any non-disclosure agreements (NDAs) and does not unlawfully expose the private, sensitive, or protected health information of any third party without their explicit permission.
Indemnification: I agree to defend, indemnify, and hold harmless Patients Over Policies, its owners, volunteers, contributors, and affiliates from any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising out of my submission — including any claim that my submission is false, defamatory, or infringes another person's rights — or my violation of these terms or another person's rights.